diff --git a/lib/gringotts/gateways/pin_payments.ex b/lib/gringotts/gateways/pin_payments.ex
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+++ b/lib/gringotts/gateways/pin_payments.ex
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+defmodule Gringotts.Gateways.PinPayments do
+  @moduledoc """
+  [PinPayments][home] gateway implementation.
+
+  The following features of PinPayments are implemented:
+
+  | Action                       | Method        |
+  | ------                       | ------        |
+  | Authorize                    | `authorize/3` |
+  | Capture                      | `capture/3`   |
+  | Purchase                     | `purchase/3`  |
+  | Store                        | `store/2`     |
+  | Refund                       | `refund/3`    |
+
+  ## The `opts` argument
+
+  Most `Gringotts` API calls accept an optional `keyword` list `opts` to supply
+  optional arguments for transactions with the PinPayments gateway. The following keys
+  are supported:
+
+  | Key               | Type       | Remark                                                                   |
+  | ----              | ----       | ---                                                                      |
+  | `address`         | `Address.t`| The address of the customer                                              |
+  | `email_id`        | `String.t` | The email address of the purchaser.                                      |
+  | `description`     | `String.t` | A description of the item purchased (e.g. 500g of single origin beans)   |
+  | `ip_address`      | `String.t` | The IP address of the person submitting the payment(optional)            |
+
+  > PinPayments supports more optional keys and you can raise [issues] if
+    this is important to you.
+
+  [issues]: https://github.com/aviabird/gringotts/issues/new
+
+  ## Registering your PinPayments account at `Gringotts`
+
+  | Config parameter | PinPayments secret    |
+  | -------          | ----                  |
+  | `:api_key`       | `**API_SECRET_KEY**`  |
+
+  > Your Application config **must include the `:api_key`
+  > fields** and would look something like this:
+
+      config :gringotts, Gringotts.Gateways.Pinpay,
+          api_key: "your_secret_key",
+          
+
+  * PinPayments **does** process money in cents.
+  * Although PinPayments supports payments various cards. This module only
+  accepts payments via `VISA`, `MASTER`, and `AMERICAN EXPRESS`.
+
+  ## Supported countries
+  PinPayments supports the countries listed 
+  * Australia
+  * New Zealand
+
+  ## Supported currencies
+  PinPayments supports the currencies listed [here](https://pinPayments.com/developers/api-reference/currency-support)
+
+  ## Following the examples
+
+  1. First, set up a sample application and configure it to work with PinPayments.
+  - You could do that from scratch by following our [Getting Started][gs] guide.
+  - To save you time, we recommend [cloning our example
+  repo][example] that gives you a pre-configured sample app ready-to-go.
+  + You could use the same config or update it the with your "secrets"
+          as described [above](#module-registering-your-pinpayments-account-at-gringotts).
+
+  2. Run an `iex` session with `iex -S mix` and add some variable bindings and
+  aliases to it (to save some time):
+  ```
+  iex> alias Gringotts.{Response, CreditCard, Gateways.Pinpay}
+  iex> card = %CreditCard{first_name: "Jo",
+                          last_name: "Doe",
+                          number: "4200000000000000",
+                          year: 2099, month: 12,
+                          verification_code: "123", brand: "VISA"}
+  ```
+
+  We'll be using these in the examples below.
+
+  [gs]: https://github.com/aviabird/gringotts/wiki/
+  [home]: https://pinPayments.com
+  [docs]: https://pinPayments.com/developers/api-reference
+  [example]: https://github.com/aviabird/gringotts_example
+  """
+
+  # The Base module has the (abstract) public API, and some utility
+  # implementations.
+  use Gringotts.Gateways.Base
+
+  # The Adapter module provides the `validate_config/1`
+  # Add the keys that must be present in the Application config in the
+  # `required_config` list
+  use Gringotts.Adapter, required_config: [:api_key]
+
+  import Poison, only: [decode: 1]
+
+  alias Gringotts.{Money, CreditCard, Response}
+
+  @test_url "https://test-api.pinPayments.com/1/"
+
+  @doc """
+  Creates a new charge and returns its details.
+
+  The authorization validates the `card` details with the banking network,
+  places a hold on the transaction `amount` in the customer’s issuing bank.
+
+  PinPayments returns a **Token Id** which can be used later to:
+  * `capture/3` an amount.
+
+  ## Example
+
+  The following example shows how one would (pre) authorize a payment of $20 on
+  a sample `card`.
+  ```
+  iex> card = %CreditCard{first_name: "Jo",
+                          last_name: "Doe",
+                          number: "4200000000000000",
+                          year: 2099, month: 12,
+                          verification_code: "123", brand: "VISA"}
+  iex> money = Money.new(20, :USD)
+  iex> {:ok, auth_result} = Gringotts.authorize(Gringotts.Gateways.PinPayments, amount, card, opts)
+  ```
+  """
+
+  @spec authorize(Money.t(), CreditCard.t() | String.t(), keyword) :: {:ok | :error, Response}
+  def authorize(amount, %CreditCard{} = card, opts) do
+    {currency, value, _} = Money.to_integer(amount)
+
+    card_token_response =
+      :post
+      |> commit("cards", card_for_token(card, opts) ++ Keyword.delete(opts, :address))
+      |> extract_card_token
+
+    case card_token_response do
+      {:error, error} ->
+        {:error, error}
+
+      {:ok, token} ->
+        params =
+          [
+            amount: value,
+            capture: false,
+            card_token: token,
+            currency: currency
+          ] ++ Keyword.delete(opts, :address)
+
+        commit(:post, "charges", params)
+    end
+  end
+
+  def authorize(amount, card_token, opts) when is_binary(card_token) do
+    {currency, value, _} = Money.to_integer(amount)
+
+    params =
+      [
+        amount: value,
+        capture: false,
+        currency: currency,
+        card_token: card_token
+      ] ++ Keyword.delete(opts, :address)
+
+    commit(:post, "charges", params)
+  end
+
+  @doc """
+  Stores the payment-source data for later use.
+
+  PinPayments can store the payment-source details, for example card or bank details
+  which can be used to effectively process _One-Click_ and _Recurring_ payments,
+  and return a card token for reference.
+
+  ## Note
+
+  * _One-Click_ and _Recurring_ payments are currently not implemented.
+  * Payment details can be saved during a `purchase/3` or `capture/3`.
+
+  ## Example
+
+  The following example shows how one would store a card (a payment-source) for
+  future use.
+  ```
+  iex> card = %CreditCard{first_name: "Harry",
+                          last_name: "Potter",
+                          number: "4200000000000000",
+                          year: 2099,
+                          month: 12,
+                          verification_code: "999",
+                          brand: "VISA"}
+  iex> {:ok, store_result} = Gringotts.store(Gringotts.Gateways.PinPayments, card, opts)
+  ```
+  """
+
+  @spec store(CreditCard.t(), keyword) :: {:ok | :error, Response}
+  def store(%CreditCard{} = card, opts) do
+    commit(:post, "cards", card_for_token(card, opts) ++ Keyword.delete(opts, :address))
+  end
+
+  ###############################################################################
+  #                                PRIVATE METHODS                              #
+  ###############################################################################
+
+  # Makes the request to PinPay's network.
+  # For consistency with other gateway implementations, make your (final)
+  # network request in here, and parse it using another private method called
+  # `respond`.
+
+  defp card_for_token(card, opts) do
+    [
+      number: card.number,
+      name: CreditCard.full_name(card),
+      expiry_month: card.month |> Integer.to_string() |> String.pad_leading(2, "0"),
+      expiry_year: card.year |> Integer.to_string(),
+      cvc: card.verification_code,
+      address_line1: opts[:address].street1,
+      address_city: opts[:address].city,
+      address_country: opts[:address].country,
+      address_line2: opts[:address].street2,
+      address_postcode: opts[:address].postal_code,
+      address_state: opts[:address].region
+    ]
+  end
+
+  @spec commit(atom, String.t(), keyword) :: {:ok | :error, Response}
+  defp commit(:post, endpoint, param) do
+    auth_token = encoded_credentials(param[:config].apiKey)
+
+    headers = [
+      {"Content-Type", "application/x-www-form-urlencoded"},
+      {"Authorization", auth_token}
+    ]
+
+    url = @test_url <> "#{endpoint}"
+    param = Keyword.delete(param, :config)
+
+    url
+    |> HTTPoison.post({:form, param}, headers)
+    |> respond
+  end
+
+  defp encoded_credentials(login) do
+    hash = Base.encode64("#{login}:")
+    "Basic #{hash}"
+  end
+
+  defp extract_card_token({:ok, %{token: token}}) do
+    {:ok, token}
+  end
+
+  defp extract_card_token({:error, error_response}) do
+    {:error, error_response}
+  end
+
+  # Parses PinPay's response and returns a `Gringotts.Response` struct
+  # in a `:ok`, `:error` tuple.
+  @spec respond(term) :: {:ok | :error, Response}
+
+  defp respond({:ok, %{status_code: code, body: body}}) when code in 200..299 do
+    {:ok, parsed} = decode(body)
+    token = parsed["response"]["token"]
+    message = parsed["response"]["status_message"]
+
+    {
+      :ok,
+      Response.success(token: token, message: message, raw: parsed, status_code: code)
+    }
+  end
+
+  defp respond({:ok, %{status_code: status_code, body: body}}) do
+    {:ok, parsed} = decode(body)
+    detail = parsed["detail"]
+    {:error, Response.error(status_code: status_code, message: detail, raw: parsed)}
+  end
+
+  defp respond({:error, %HTTPoison.Error{} = error}) do
+    {:error, Response.error(code: error.id, message: "HTTPoison says '#{error.reason}'")}
+  end
+end
diff --git a/test/integration/gateways/pin_payments_test.exs b/test/integration/gateways/pin_payments_test.exs
new file mode 100644
index 00000000..49eb85ef
--- /dev/null
+++ b/test/integration/gateways/pin_payments_test.exs
@@ -0,0 +1,91 @@
+defmodule Gringotts.Integration.Gateways.PinPaymentsTest do
+  # Integration tests for the PinPayments
+  use ExUnit.Case, async: false
+  use ExVCR.Mock, adapter: ExVCR.Adapter.Hackney
+
+  alias Gringotts.{
+    CreditCard,
+    Address
+  }
+
+  alias Gringotts.Gateways.PinPayments, as: Gateway
+
+  # @moduletag :integration
+
+  @amount Money.new(420, :AUD)
+
+  @bad_card1 %CreditCard{
+    first_name: "Harry",
+    last_name: "Potter",
+    number: "4100000000000001",
+    year: 2019,
+    month: 12,
+    verification_code: "123",
+    brand: "VISA"
+  }
+
+  @bad_card2 %CreditCard{
+    first_name: "Harry",
+    last_name: "Potter",
+    number: "4600000000000006",
+    year: 2019,
+    month: 12,
+    verification_code: "123",
+    brand: "VISA"
+  }
+
+  @bad_card3 %CreditCard{
+    first_name: "Harry",
+    last_name: "Potter",
+    number: "4600000000000006",
+    year: 2009,
+    month: 12,
+    verification_code: "123",
+    brand: "VISA"
+  }
+
+  @good_card %CreditCard{
+    first_name: "Harry",
+    last_name: "Potter",
+    number: "4200000000000000",
+    year: 2019,
+    month: 12,
+    verification_code: "123",
+    brand: "VISA"
+  }
+
+  @add %Address{
+    street1: "OBH",
+    street2: "AIT",
+    city: "PUNE",
+    region: "Maharashtra",
+    country: "IN",
+    postal_code: "411015",
+    phone: "8007810916"
+  }
+
+  @opts [
+          description: "hello",
+          email: "hi@hello.com",
+          ip_address: "1.1.1.1",
+          config: %{apiKey: "c4nxgznanW4XZUaEQhxS6g", pass: ""}
+        ] ++ [address: @add]
+
+  describe "store" do
+    test "[Store] with CreditCard" do
+      use_cassette "pin_pay/store_with_valid_card" do
+        assert {:ok, response} = Gateway.store(@good_card, @opts)
+        assert response.success == true
+        assert response.status_code == 201
+      end
+    end
+
+    test "[Store] with bad CreditCard" do
+      use_cassette "pin_pay/store_with_invalid_card" do
+        assert {:error, response} = Gateway.store(@bad_card3, @opts)
+        assert response.success == false
+        assert response.status_code == 422
+      end
+    end
+  end
+end